Bank of Utah
  • 15-Oct-2019 to 01-Nov-2019 (MST)
  • Mortgage Administration
  • Ogden, UT, USA
  • DOE
  • Hourly
  • Full Time

Vacation, Sick & Holiday Pay. Health Insurance, 401(k)

Hello, I am John Serfustini, and I am the Secondary Marketing Analyst for the Bank of Utah. Bank of Utah is one of Utah's largest community banks. At Bank of Utah relationships matter. We take pride in the fact that we know our customer names and they know ours!

We are currently looking for a Full-time Lock Desk Specialist in our Ogden Office, located at 2605 Washington Blvd, Ogden, UT. This position is responsible for publishing the daily rate sheet, taking lock commitments from loan originators, maintaining models/software as it relates to pricing and products. Provides service and assistance to loan officers in regards to pricing and product questions. Manages all aspects of the lock desk operations.

To qualify for this Lock Desk Specialist position you must have: 

  • BS Degree in Finance or comparable experience.
  • 1-2 years of experience in mortgage, specifically mortgage products.
  • Excellent computer skills in a Windows environment.
  • Expert with Microsoft applications, particularly Excel.
  • Excellent written and oral communication skills.
  • Must be analytically minded and be detailed oriented.
  • Problem solver who can work in a high stress environment.


This Lock Desk Specialist position requires you to:

  • Maintains all critical software applications pertaining to buy side lock desk.
  • Develops good relationships with Loan Officers and skillfully negotiate when pricing exceptions are needed.
  • Tracks investor purchase contracts to ensure the Bank is receiving the appropriate purchase price, per the investor contract.
  • Constantly delivers innovation by coming up with new and improved processes, procedures, and technology to improve the lock desk process.
  • Acts as primary backup to Secondary Marketing Manager for all sell side decisions.
  • Daily reconciles the secondary system to the LOS.
  • Assists Secondary Marketing Manager with any investor management needed (investor contracts, recertification's, documentation requests, etc.).
  • Keep informed of short and long-term regional and national market conditions, lending trends, tax implications and other factors influencing profitable performance.
Bank of Utah
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